What Every CFO Needs to Know Before Group Benefits Renewals Hit
Why: Timed for peak benefits season (Oct/Nov) and relevant to economic uncertainty. SEO-friendly keywords: group benefits renewals, employee benefits cost control, health insurance renewal strategy. Angle: Covers typical renewal challenges, what brokers don’t always disclose, and how to prep for January 1 renewals to avoid 14% + increases. Includes tips on analyzing plan design, contributions, and vendor comparisons.
How CFOs Can Reduce Property Insurance Costs Without Sacrificing Coverage
In an era of rising premiums and increased loss severity, CFOs can no longer afford to treat property insurance as a static line item. Every coverage detail, deductible structure, and policy clause carries financial consequences, both in premium outlay and in post-loss recovery. At PolicySmart, we help finance leaders uncover hidden savings by reevaluating policies […]
Why Are Commercial Property and Casualty Insurance Costs Rising—and What Can CFOs Do About It?
Commercial property and casualty (P&C) insurance costs have been climbing year over year, with many CFOs and risk leaders seeing double-digit premium increases, even without major claims. If your renewal paperwork just landed on your desk and the numbers don’t make sense, you’re not alone. This blog answers a critical question finance leaders are actively […]
The Ultimate Guide to Strategic Insurance Cost Reduction for CFOs
For most companies, insurance is one of the largest recurring expenses outside of payroll. Yet many finance leaders continue to treat it as a fixed or untouchable cost. It isn’t. This guide is built for CFOs and financial decision-makers looking to evaluate and reduce costs across group health, property and casualty, and retirement plans, without […]
Broker vs. Benchmarking: What’s the Smarter Way to Cut Insurance Costs?
When it comes to controlling insurance costs, most CFOs rely heavily on their brokers. And on paper, that makes sense, brokers manage placements, bring market expertise, and help navigate renewals. But what happens when costs keep climbing and savings are hard to pin down? That’s where independent insurance benchmarking comes in. It gives finance leaders […]
7 Ways to Reduce Employer Healthcare Costs Without Cutting Coverage
CFOs are under more pressure than ever to reduce healthcare spending, without compromising the benefits needed to recruit and retain top talent. Fortunately, slashing coverage isn’t the only path forward. Below are seven proven strategies to help finance leaders reduce group health plan costs without pushing expenses onto employees. These tactics focus on structural improvements, […]
Case Study: More Benefits, Less Spend How PolicySmart Delivered Both
How PolicySmart helped Merchants Fleet cut costs and improve employee coverage Meet Tod Nestor Former CFO, Merchants Fleet | Partner, Paladin AssociatesAs a financial executive and strategic sourcing consultant, Tod Nestor understands the impact benefits have on business performance. While overseeing insurance strategy at Merchants Fleet, he faced a familiar problem: annual premium hikes with […]
The CFO’s Guide to Benchmarking a 401k Plan
There’s a smarter way to measure performance, save costs, and maximize value in your 401k plan. If you’re a business owner, CEO, or CFO, chances are your 401(k) plan isn’t getting the scrutiny it deserves. You’re focused on building the business, managing cash flow, and taking care of your team. But under the surface, your […]
M&A Insurance Due Diligence: Real Savings, Not Just Promises
Why Insurance Due Diligence Matters in M&A M&A transactions force companies to reevaluate every major cost center. Insurance is often one of the largest, but also one of the least examined. According to a recent survey by Travelers, nearly one-third of companies change their broker or carrier after a deal closes. That shift isn’t just […]
CASE STUDY: Dennis Keeping – Aurum Group Ltd.
Cutting Costs Without Cutting Corners: How Aurum Group Unlocked $150K in Vendor Savings with PolicySmart Company Overview “We are the Aurum Group. We make you smile.”Aurum Group is a dental laboratory and services organization with six locations across Canada and the United States. They supply dental practices with custom appliances—including restorations, dentures, and orthodontic devices—as […]
Compare P&C Insurance Costs in California with Confidence
If you’re running a business in California, you already know how unpredictable insurance costs can be. Whether you’re dealing with wildfire-prone areas, increasing liability exposures, or just a general hardening market, premiums are up,and options often feel limited. That’s why more and more business owners, CFOs, and risk managers are looking beyond the traditional broker […]
Why Drug Prices Are So High in the USA: A Deep Dive into America’s Prescription Cost Crisis
Prescription drug prices in the United States continue to be a major concern for patients, healthcare providers, and policymakers alike. If you’ve ever wondered why drug prices are so high in the USA, you’re not alone. Americans pay more for medications than any other country in the world, but the causes behind these sky-high prices […]
Compare Insurance Premiums: Group Health Plan Comparison Engine
Why Comparing Group Health Insurance Premiums Matters Group health insurance is one of the largest recurring expenses for businesses. Yet, many companies rarely revisit their coverage once it’s in place. The result? Overspending, underperformance, and missed savings. Comparison shopping, when done right, reveals pricing discrepancies, exposes hidden fees, and empowers employers to renegotiate or replace […]
Coverage Gaps in Hospitality Insurance: Why Active Assailant Coverage Matters More Than Ever
In today’s tight-margin environment, restaurant and hospitality businesses are more willing than ever to “shop” their insurance. As carriers continue to raise rates—some by as much as 15%—smart business owners are looking for partners who can do more than just quote premiums. They want experts who can spot hidden coverage gaps and help them lower […]
Case Study: When Your Insurance Company Drops You, PolicySmart Picks You Up
How PolicySmart helped Palazzo Interiors stay in business. Meet Anthony Sevilla Owner, Palazzo Interiors | New York CityA boutique, full-service furniture dealership, Palazzo Interiors works with high-profile clients like Microsoft, Wells Fargo, and NYU Tisch. Specializing in space planning, custom furniture, and reconfiguration, Anthony and the Palazzo team walk clients through the entire project. from […]
How CFOs Can Close Budget Gaps Without Changing Insurance Brokers
Why: Speaks directly to the "Budget vs. Actual" and “New CFO” moments. High-value SEO keywords: insurance audit, cutting insurance costs, broker review without switching. Angle: CFOs often feel locked into broker relationships, even when premiums spike. This blog will show how to audit policies, compare benchmarks, and cut costs without needing a new broker.
Is Your 401(k) Plan Failing You?
Why: Tied to 5500 filings and year-end financial review periods. Good SEO terms: 401k plan audit, 401k hidden fees, retirement plan cost savings. Angle: This section focuses on evaluating your plan’s investment performance, benchmark fees, and avoiding compliance issues. It also helps new CFOs/BOD members quickly assess legacy plans.